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Personal Deposit Products - Effective
Savings $100 $100 $3.00 0.50% 0.50%
       
Personal checking accounts
All interest-bearing personal checking accounts pay compounded interest monthly. Rates are subject to change without notice.
           
Advantage Checking $100 $500 $10.00
       
Advantage II $100 $1,000 $15.00    
$1,001 - $2,499       0.10% 0.10%
$2,500 - $4,999       0.25% 0.25%
$5,000 or more       0.50% 0.50%
       
VIP Checking $1,000 $5,000 $25.00
$0 - $4,999       0.45% 0.45%
$5,000 - $9,999       0.75% 0.75%
$10,000 - $24,999       1.00% 1.00%
$25,000 or more       1.64% 1.65%
           
Money Market Accounts
All personal money market accounts pay compounded interest monthly. Rates are subject to change without notice.
           
Personal Money Market $1,000 $1,000 $10.00    
$1,000 - $2,499       0.50% 0.50%
$2,500 - $4,999       0.75% 0.75%
$5,000 - $9,999       1.00% 1.00%
$10,000 +       1.24% 1.25%
           
Platinum Money Market $1,000 $25,000 $25.00    
$0 - $24,999       1.24% 1.25%
$25,000 - $99,999       1.49% 1.50%
$100,000 - $249,999       1.73% 1.75%
$250,000 +       1.98% 2.00%
           
IRA Money Market $100  n/a n/a    
$0 - $2,499       0.50% 0.50%
$2,500 - $4,999       0.75% 0.75%
$5,000 - $9,999       1.00% 1.00%
$10,000 - $24,999       1.24% 1.25%
$25,000 +       1.49% 1.50%
           
Certificates of Deposit
All certificates of deposit pay simple interest monthly. Early withdrawal penalties apply. Minimum to open is $1,000. Rates are subject to change without notice.
           
3 Month       2.47% 2.50%
6 Month       2.72% 2.75%
12 Month       2.96% 3.00%
18 Month       2.96% 3.00%
24 Month       2.96% 3.00%
36 Month       2.96% 3.00%
48 Month       2.96% 3.00%
60 Month       2.96% 3.00%

Business Deposit Products

Business checking
All interest-bearing business checking accounts pay compounded interest monthly. Rates are subject to change without notice.
           
Small Business Checking $100 $2,500 $12.00
       
Business Analysis Checking $100 $ - $15.00    
           
Business Advantage* $100 $2,000 $12.00
* Ownership limited to sole propietor, escrow funds, pension funds, nonprofit, HOA & government entities.
$1,001 - $2,499       0.10% 0.10%
$2,500 - $4,999       0.25% 0.25%
$5,000 or more       0.50% 0.50%
           
 IOLTA
(Interest on Lawyers Trust Accounts) 		$100 $2,500 $12.00    
$0 - $4,999       0.10% 0.10%
$5,000 - $9,999       0.25% 0.25%
$10,000 - $99,999       0.50% 0.50%
$100,000 or more       0.50% 0.50%
Money Market Accounts
All business money market accounts pay compounded interest monthly. Rates are subject to change without notice.
           
Business Money Market $1,000 $5,000 $25.00    
$0 - 24,999       1.00% 1005%
$25,000 - $49,999       1.24% 1.25%
$50,000 - $99,999       1.49% 1.50%
$100,000 - $499,999       1.73% 1.75%
$500,000 - $999,999       1.83% 1.85%
$1,000,000 +       1.98% 2.00%
           
Certificates of Deposit
All certificates of deposit pay simple interest monthly. Early withdrawal penalties apply. Minimum to open is $1,000. Rates are subject to change without notice.
           
3 Month       2.47% 2.50%
6 Month       2.72% 2.75%
12 Month       2.96% 3.00%
18 Month       2.96% 3.00%
24 Month       2.96% 3.00%
36 Month       2.96% 3.00%
48 Month       2.96% 3.00%
60 Month       2.96% 3.00%
           
* Annual percentage yield
Fees may reduce earnings on all interest bearing accounts